Privacy Policy

      Your privacy is very important to us. We want to make your experience on

      the Internet as enjoyable and rewarding as possible, and we want you to

      use the Internet's vast array of information, tools, and opportunities

      with complete confidence.

      We have created this Privacy Policy to demonstrate our firm commitment to

      privacy and security. This Privacy Policy describes how our company

      collects information from all end users of our Internet services (the

      "Services")-those who access some of our Services but do not have accounts

      ("Visitors") as well as those who may purchase Products and/or pay a

      monthly service fee to subscribe to the Service ("Members")-what we do

      with the information we collect, and the choices Visitors and Members have

      concerning the collection and use of such information. We request that you

      read this Privacy Policy carefully.

      Personal Information Our Company Collects and How It Is Used

      Introduction. Our company collects information in different ways from

      Visitors and Members who access the various parts of our Services and the

      network of Web sites accessible through our Service. We use this

      information primarily to provide a customized experience as you use our

      Products and Services, and generally, do not share this information with

      third parties. However, we may disclose personal information collected if

      we have received your permission beforehand or in very special

      circumstances, such as when we believe that such disclosure is required by

      law or other special cases described below.

      Registration:  Members may be asked to provide certain personal

      information when they sign up for our Products or Services including name,

      address, telephone number, billing information (such as a credit card

      number), and the type of personal computer being used to access the

      Services. The personal information collected from Members during the

      registration process is used to manage each Member's account (such as for

      billing purposes). This information is not shared with third parties,

      unless specifically stated otherwise or in special circumstances.

      However, in instances where our company and a partner jointly promote our

      Services, we may provide the partner certain personal information, such as

      the name, address, and username of persons who subscribed to the Services

      as a result of the joint promotion for the sole purpose of allowing us and

      the partner to assess the results of the promotion. 

      In this instance, personal information may not be used by the partner for

      any other purpose. We may also generate non-identifying and aggregate

      profiles from personal information Members provide during registration

      (such as the total number, but not the names, of Members). As explained in

      more detail below, we may use this aggregated and non-identifying

      information to sell advertisements that appear on the Services.

      Our Company Partners and Sponsors:  Some products and services may be

      offered to Visitors and Members in conjunction with an affiliate,

      independent contractor seller or non-affiliated partner. To provide

      Visitors and Members some of these products and services, the partner may

      need to collect and maintain personal information. In these instances, you

      will be notified before any such data is collected or transferred and may

      decide not to use that particular service or feature. 

      Additionally, our partners may have advertisements or co-branded Web Pages

      that are cosponsored by an affiliate, independent contractor seller, or

      non-affiliated partner. Our company may share non-identifying and

      aggregate information (except as described above), but not personal

      information, with such partners in order to administer the co-branded

      products or services offered.

      Online Shopping:  At some Web sites, you can purchase products and

      services or register to receive materials, such as a newsletter, catalog

      or new product and service updates. In many cases, you may be asked to

      provide contact information, such as your name, address, email address,

      phone number, and credit/debit card information. 

      If you complete an order for someone else, such as an online gift order

      sent directly to a recipient, you may be asked to provide information

      about the recipient, such as the recipient's name, address, and phone

      number. Our company has no control over the third parties' use of any

      personal information you provide when placing such an order. Please

      exercise care when doing so.

      If you order services or products directly from our company we will use

      the personal information you provide only to process that order. We do not

      share this information with outside parties except to the extent necessary

      to complete that order.

      Online Advertisements:  Our company may display our online advertisements.

      In those cases we share aggregated and non-identifying information about

      our Visitors and Members collected through the registration process as

      well as through online surveys and promotions with these advertisers.

      Additionally, in some instances, we use this aggregated and

      non-identifying information to deliver tailored advertisements or joint

      ventures. For instance, an advertiser or joint venture company tells us

      the audience they want to reach and provides us an advertisement tailored

      to the audience. Based upon the aggregated and non-identifying information

      we have collected, we may then display or send the advertisement to the

      intended audience. Our company does not share personal information about

      its Visitors or Members with these advertisers or joint venture companies.

      Responses to Email Inquiries: When Visitors or Members send email

      inquiries to our company, the return email address is used to answer the

      email inquiry we receive. Our company does not use the return email

      address for any other purpose and does not share the return email address

      with any third party.

      Voluntary Customer Surveys:  We may periodically conduct both business and

      individual customer surveys. We encourage our customers to participate in

      these surveys because they provide us with important information that

      helps us to improve the types of products and services we offer and how we

      provide them to you. Your personal information and responses will remain

      strictly confidential, even if the survey is conducted by a third party.

      Participation in our customer surveys is voluntary.

      We may take the information we receive from individuals responding to our

      Customer Surveys and combine (or aggregate) it with the responses of other

      customers we may have, to create broader, generic responses to the survey

      questions (such as gender, age, residence, hobbies, education, employment,

      industry sector, or other demographic information). We then use the

      aggregated information to improve the quality of our services to you, and

      to develop new services and products. This aggregated, non-personally

      identifying information may be shared with third parties.

      Special Cases:  It is our company's policy not to use or share the

      personal information about Visitors of Members in ways unrelated to the

      ones described above without also providing you an opportunity to opt out

      or otherwise prohibit such unrelated uses.

      However, we may disclose personal information about Visitors or Members,

      or information regarding your use of the Services or Web sites accessible

      through our Services, for any reason if, in our sole discretion, we

      believe that it is reasonable to do so, including: credit agencies,

      collection agencies, merchant database agencies, law enforcement, or to

      satisfy laws, such as the Electronic Communications Privacy Act, the Child

      Online Privacy Act, regulations, or governmental or legal requests for

      such information; to disclose information that is necessary to identify,

      contact, or bring legal action against someone who may be violating our

      Acceptable Use Policy or Terms Of Service, or other user policies; to

      operate the Services properly; or to protect our company and our Members.

      "Cookies" and How Our Company Uses Them. A "cookie" is a small data file

      that can be placed on your hard drive when you visit certain Web sites.

      Our company may use cookies to collect, store, and sometimes track

      information for statistical purposes to improve the products and services

      we provide and to manage our telecommunications networks. 

      If you are a Visitor or Member we may use a cookie to save your settings

      and to provide customizable and personalized services. These cookies do

      not enable third parties to access any of your customer information.

      Additionally, be aware that if you visit other Web sites where you are

      prompted to log in or that are customizable, you may be required to accept

      cookies.

      Advertisers and partners may also use their own cookies. We do not control

      use of these cookies and expressly disclaim responsibility for information

      collected through them.

      Our Company Commitment to Children's Privacy. Protecting children's

      privacy is especially important to us. It is our policy to comply with the

      Children's Online Privacy Protection Act of 1998 and all other applicable

      laws. Therefore we restrict our Web site to persons eighteen years or

      older.

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

      Public Forums:  Please remember that any information you may disclose in

      any Member Directory, or other public areas of our Web sites or the

      Internet, becomes public information. You should exercise caution when

      deciding to disclose personal information in these public areas.

      Our Company's Commitment to Data Security:  Services and Web sites we

      sponsor have security measures in place to protect the loss, misuse, and

      alteration of the information under our control. While we make every

      effort to ensure the integrity and security of our network and systems, we

      cannot guarantee that our security measures will prevent third-party

      "hackers" from illegally obtaining this information.

      Where to Direct Questions About Our Privacy Policy:  If you have any

      questions about this Privacy Policy or the practices described herein, you

      may contact us through the contact information provided on this Web site.

      Revisions to This Policy: Our company reserves the right to revise, amend,

      or modify this policy, our Terms Of Service agreement, and our other

      policies and agreements at any time and in any manner, by updating this

      posting.